Pay later with ESTO
Pay later with ESTO is a new way to pay for your purchases. The purchase amount will be kept for you to use, and you only need to pay within 30 days. Get exactly what you need without interest, additional fees, or a down payment.
Use the Pay later with ESTO payment method in online shops and physical stores. You can find all ESTO partner stores in
ESTO Market: https://esto.eu/ee/esto-market
How does it work?
By choosing Pay later with ESTO as your payment method, your order is confirmed immediately, but you don’t have to pay right away because the payment deadline is 30 days after.
- Add the products you need to your shopping cart.
- Choose ESTO 3 as your payment method at checkout.
- You’ll get the decision in real time.
- If the decision is positive, confirm your purchase.
- ESTO will send you your first invoice on the 15th of next month.

The financial service is provided by ESTO AS. Before entering into the agreement, review the terms and conditions and, if necessary, consult an expert. More information www.esto.ee.
WHAT IS ESTO?
ESTO is the preferred provider of payment solutions in the Baltics, making it dramatically easier and smoother for merchants to sell and for consumers to shop. ESTO has more than 500,000 active customers across the Baltics and over 3,000 partner stores. ESTO’s mission is to help partners sell and customers buy.
If you need help, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.