ESTO installment plans

ESTO installment plans are a flexible payment solution that lets you split your payments into convenient monthly installments. Split the purchase amount into a term that suits you. You can choose the term and the down payment amount at checkout if you select ESTO installment plans at the checkout.

Use ESTO installment plans in online stores and physical shops. You can find all ESTO partner stores in ESTO Market: https://esto.eu/ee/esto-market

How to use ESTO installment plans?

  1. Add the required products to your shopping cart.
  2. Select ESTO installment plans as the payment method at checkout.
  3. Choose your preferred repayment term of 3–60 months.
  4. You will receive the decision in real time. 
  5. If the decision is positive, sign the agreement digitally with an ID card, Smart-ID, or Mobile-ID.

ESTO installment plans are offered and managed by ESTO AS. The credit cost rate of ESTO AS installment credit is 23.63% per year under the following example terms: credit amount 1490 EUR, cost of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, agreement fee 0 EUR, total credit amount and total repayment amount 1844.64 EUR provided that the credit is repaid within 24 months in equal monthly installments of 76.86 EUR. Review the terms before entering into the agreement and, if necessary, consult a specialist. ESTO AS provides and manages installment plans.

WHAT IS ESTO?
ESTO is the preferred provider of payment solutions in the Baltics, making merchants’ sales and consumers’ shopping experiences revolutionary simple and smooth. ESTO has over 500,000 active customers across the Baltics and over 3,000 partner stores. ESTO’s mission is to help partners sell and customers buy.

If you need help, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.